Anonymous wrote:I was an authorized user in a card but my credit was not ran to do so and it had no impact on my credit. I’m a bit confused by this.
Typically, if you’re an authorized user on a credit card, it’s reported to the credit bureaus and it affects your credit either in a good way or a bad way. I asked my family for a prepaid card because they could never remember to leave money when they say they would and I’ve had plans with the kids and end up using my money. They put money on it and when it’s gone it’s gone, until they upload more money. I wouldn’t want to be an authorized user on anyone’s credit card that is not my spouse- and even that would take a while ?