Anonymous
Post 09/11/2015 22:28     Subject: Health insurance

Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:hey snarky dcum wannabe nanny: you sound like you have a problem with dual income parents who went to college, grad school, work their tails off and pay their bills. Grow up.


There IS a problem with selfish parents who pay poorly AND neglect to offer basic health insurance benefits to the professional providing the FT care of their child. Sorry.


Then don't work there. That is what us grown ups do.

I have a big salary and spectacular benefits. This is what I wanted and to get here I switched jobs a few times, each for a better position.

Being a domestic worker, you notoriously are underpaid with very little benefits. This should not have come as a suprise when you picked this profession. Did you research before you embarked on a nanny career? There is no career advancement, no retirement, rarely healthcare, and no job stability. This is not a newsflash and is how domestic work goes.


What...are you talking about? I understand that you had the opportunities, skills, access to education, family/friend/professional network to allow you to make a lot of choices in regards to your employment but not everyone is so lucky. In 1911 it was people like you babbling on about how children had always worked in the coal mines and why do those namby pamby liberals want to end child labor THATS JUST HOW IT GOES. Just because it's how things have been doesn't mean it's the way they should be. (You realize the history of domestic workers being criminally underpaid stems, at least in the US, from our history of slavery, right? Feel like lecturing us all on how that's the way it goes?)


I too worked these kind of jobs, spending years in the restaurant business where healthcare is not available. Instead of expecting people to take care of me, I figured out how to do something else, not obtaining my college degree until I was 32yrs old and saddled with 2 children. Thank god it is no longer 1911 and I now have the option to pick a new career, which is what I did. No professional network, I simply got my first job from answering an ad in the paper for a receptionist position that did NOT have benefits and was at minimum wage. It sounds nice and all, but you will get absolutely NO WHERE In life if you are waiting on the government of your employer to take care of your basic needs.

I'm sorry for people who are nannies not because they love their chosen career, but because they have no other opportunities, skills, or education. I feel even worse for people who can't seem to connect the dots.


Sweetie, you are traveling in the wrong circles. I have a college degree from one of the top 20 universities in the country and an MA in Early Childhood Education. Nannying is my chosen profession. I earn 30 an hour and basically am my own company. I pay for my own healthcare and retirement fund.

So small-minded (in the true sense of the word) to believe being a corporate drone where "the company" takes care of your every need, is the best way to live.

That shut her up. Thank you.
Anonymous
Post 09/01/2015 11:11     Subject: Health insurance

MB here - yes, after two years, and as an added benefit this year we will pay 100% of our nanny's health care premium.
Anonymous
Post 09/01/2015 10:42     Subject: Health insurance

Anonymous wrote:
Anonymous wrote:My employers pay half of my premium each month.


This.

Employers can offer reimbursement of all or part of insurance premiums as an additional benefit but it is an optional benefit. There is no requirement for an employer of just one person to provide health insurance.

You should choose your own coverage, based on your needs and comfort level for type of care, deductible, etc... Then you negotiate some amount of reimbursement of premium as a benefit.


This is also a smart way to handle any raises- ask for partial pmt of premium, car pmt, etc. Saves taxes for both parties.
Anonymous
Post 09/01/2015 10:41     Subject: Health insurance

Anonymous wrote: Question for all you Nannie in this forum , do eveybody got health insurance from their employers.


No, not over 4 nanny jobs, 15 years.
Anonymous
Post 09/01/2015 10:38     Subject: Health insurance

Anonymous wrote:My employers pay half of my premium each month.


This.

Employers can offer reimbursement of all or part of insurance premiums as an additional benefit but it is an optional benefit. There is no requirement for an employer of just one person to provide health insurance.

You should choose your own coverage, based on your needs and comfort level for type of care, deductible, etc... Then you negotiate some amount of reimbursement of premium as a benefit.