Yes my friends - meaning "affordable" care act failed. Any way the point being is that nannies get screwed because no we have to have health insurance and can't afford it.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

Premiums did go up for a lot of people. It's due to a lot of factors, but a big one is because they have to accept everyone and can't discriminate based upon preexisting conditions, etc. I think that is a great thing and support the ACA, but to deny that premiums increased for lots of people in the middle is ignorant.

I've always had private insurance as a nanny, so it's a little over 10 years now. My premium almost doubled after the ACA for the same coverage, but with a higher deductible. In 10 years I've had my premiums increase slightly from one year to another, but never double.

Insurance companies raised premiums before the ACA, too, sometimes quite dramatically. Assuming you were able to get insurance at all. And of course, the companies are going to blame this on the ACA, because it's a convenient scapegoat.

Anonymous wrote:IRS will enforce the penalty this year when you file your taxes - could be big fee. If you make $50k it's around $1000 or .02 percent of your gross income! This is not a tax covered by employers. Make sure you discuss this.

How many nannies do you have to hire (50?) for this to apply?

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

I've never watched fox news in my life. Here is how it works in the real world you dilusional hallucinating idiot:

-old plan $159/mo, $500 deductible.
-new plan (same benefits) $320/mo $2500 deductible.

I'm 32rs old and have never had health issues, have a normal BMI and perfect bloodwork. The only thing that has changed is the ACA.

I'm better off being a freeloader at this point by taking half my pay in cash and putting myself into the poverty category.

DELUSIONAL

No hon, it's reality.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

I've never watched fox news in my life. Here is how it works in the real world you dilusional hallucinating idiot:

-old plan $159/mo, $500 deductible.
-new plan (same benefits) $320/mo $2500 deductible.

I'm 32rs old and have never had health issues, have a normal BMI and perfect bloodwork. The only thing that has changed is the ACA.

I'm better off being a freeloader at this point by taking half my pay in cash and putting myself into the poverty category.

DELUSIONAL

Anyone that says that ADA it Obamacare didn't jack up costs isn't a nanny or someone without health insurance. The best plan I could find was $300 a month and 10k deductible.

But what is your plan if something more than the sniffles happens? Worker's Comp? Won't cover you if your are sick or injured not on the job ...

ACA sucks for me, too. I make 40k in NYC (seriously underpaid and looking for a new position, but that's where I am as of now). I paid the penalty, which was $400 I think, although I'm not sure I'm remembering that right. I would have received a subsidy of about $100 per month, leaving me to pay over $200 per month, plus high deductibles, etc. Nowhere near what I can actually afford in this high COL city!

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

Premiums did go up for a lot of people. It's due to a lot of factors, but a big one is because they have to accept everyone and can't discriminate based upon preexisting conditions, etc. I think that is a great thing and support the ACA, but to deny that premiums increased for lots of people in the middle is ignorant.

I've always had private insurance as a nanny, so it's a little over 10 years now. My premium almost doubled after the ACA for the same coverage, but with a higher deductible. In 10 years I've had my premiums increase slightly from one year to another, but never double.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

I've never watched fox news in my life. Here is how it works in the real world you dilusional hallucinating idiot:

-old plan $159/mo, $500 deductible.
-new plan (same benefits) $320/mo $2500 deductible.

I'm 32rs old and have never had health issues, have a normal BMI and perfect bloodwork. The only thing that has changed is the ACA.

I'm better off being a freeloader at this point by taking half my pay in cash and putting myself into the poverty category.

Your premium would have gone up without ACA. NP here and I get so tired of people not having a clue about facts either.

I am a supporter of the ACA, and I have been shocked at how high the premiums are for middle-income people. Because they have to take all comers now, they are charging more. If you don't get a subsidy, it's a lot.

When we chose to use the small business plan for our nanny, one reason was that the particular plan available had reasonable costs for her, though it's still expensive. We pay the premium, and I would never consider allowing her to be uninsured. The OOP max may be higher than I/she would like, but it is still a lot lower than what a devastating accident or illness would cost without insurance.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

NP here.
My insurance went up. Since I am single and make so much money as a nanny (45,000) I do not qualify for subsidies.

Problem is these posters who spew nonsense that ACA is so great don't make 45k/yr. They have no idea how this impacts us. And it really doesn't matter because the only people who have voices are the diet poor and the people making 6 figures. Those of us stick in the middle are who are really paying the price.

It is a fact that my insurance doubled with the ACA and my deductibles quadrupled and my services remained the same. No subsidies here. For many years leading up to the ACA my insurance slightly creeper up. Once ACA hit it more than doubled...in ONE year.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

I've never watched fox news in my life. Here is how it works in the real world you dilusional hallucinating idiot:

-old plan $159/mo, $500 deductible.
-new plan (same benefits) $320/mo $2500 deductible.

I'm 32rs old and have never had health issues, have a normal BMI and perfect bloodwork. The only thing that has changed is the ACA.

I'm better off being a freeloader at this point by taking half my pay in cash and putting myself into the poverty category.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

+1 I have no clue why people are so ill-informed either, PP. Drives me nuts. Facts are facts.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:Agree. Obamacare sucks. What a joke.

Obamacare is private insurance, Idiot. The ACA just forces you to get private insurance and has exchanges (all private) where you can enroll with other people for reduced rates.

We know that dumbass. The ACA jacked up premiums and jacked up deductibles. It fucking sucks.

NO IT DID NOT. Christ, you are so stupid! Look at the rates before and after. You are dead wrong and clearly one of the freeloaders who never had healthcare insurance before.

I can't believe that you are young enough to be a nanny but old/stupid enough to watch Fox "news". You are truly a rare combination of stupid.

NP here.
My insurance went up. Since I am single and make so much money as a nanny (45,000) I do not qualify for subsidies.

And it would have gone up more before ACA was enacted. NP here as well and like PP I get so tired of people who seem to think that ACA changed anything for the worse. It absolutely did not. Unlike before, insurance companies are now forced to spend 85% of our premiums on direct healthcare - no big CEO bonuses.