Anonymous
07/04/2014 12:25
Subject: When should I be paid?
You CAN deposit a post-dated check into your account and it CAN go through, but it can probably bite your employer's in the ass vs. you. The banks will not look at the date and they will just go ahead and cash it for you and then your employers will get penalized.
But hey...It would be their fault for writing a rubber check in my opinion.
I would never write a bad check to an employee for any reason unless I had the actual money inside my account.
If I don't have the funds set up, I just don't write the check.
It's not rocket science.
But hey...It would be their fault for writing a rubber check in my opinion.
I would never write a bad check to an employee for any reason unless I had the actual money inside my account.
If I don't have the funds set up, I just don't write the check.
It's not rocket science.
Anonymous
07/03/2014 13:01
Subject: When should I be paid?
Anonymous wrote:Anonymous wrote:Legally you get paid AFTER you have completed the work, not before - otherwise it's considered a loan.
Direct deposit is clearly your friend here.
Yet again, you are WRONG. Legally I am paid BEFORE I do the work, as per the agreement. It's how I choose to protect myself from possibly negligent parents who may or may not pay on time. It is NOT a "loan," silly. For me, it works best. Seeing that I have a stellar history to my work, it's never been a problem.
The fact that you may be unaware of what different people do, is completely irrelevant to me.
Crazy town.
Forget your meds this morning dear?
Anonymous
07/03/2014 12:32
Subject: When should I be paid?
People who are good with money have savings, and are capable of planning ahead. They do not live paycheck to paycheck. People who are good with money can deal with things like this. *I* am actually good with money and without even thinking about it can come up with three different solutions to your issue - none of which involve asking your employer to pay you earlier than normal.
You are not good with money, OP.
You are not good with money, OP.
Anonymous
07/03/2014 11:49
Subject: When should I be paid?
Yeah OP, you're off base here. Either get direct deposit set up (yes, your bank can straighten it out, it's not complicated) or arrange your finances so brief delays like this won't affect you so much. Your boss is under no obligation to pay you until next Fri.
If you are in seriously desperate waters, ask if he will have the money wired to your account directly minus the cost of the money transfer. If you want to take on that fee to have immediate access to the money, and it is a rare occurrence, that would be a reasonable request assuming you did the legwork and provided all of the info to your bosses.
If you are in seriously desperate waters, ask if he will have the money wired to your account directly minus the cost of the money transfer. If you want to take on that fee to have immediate access to the money, and it is a rare occurrence, that would be a reasonable request assuming you did the legwork and provided all of the info to your bosses.
Anonymous
07/03/2014 11:45
Subject: When should I be paid?
My bank, USAA, also lets me link an external account for free transfers. Without additional verification, I can't get any information on the external account or do withdrawals, so it's completely secure. We guarentee hours, so I have an automatic transfer set up.
Maybe, for the future, you could consider something like this.
Maybe, for the future, you could consider something like this.
Anonymous
07/03/2014 11:42
Subject: When should I be paid?
You're the crazy troll nanny! Lol. I can tell by the way you take everything personally and call people silly. Like others have said this is what savings are for. Just put the money back when you deposit the check later. This isn't as big of an issue as you are making it, and your DB is not some evil monster.
Anonymous
07/03/2014 11:24
Subject: When should I be paid?
I used to work for a major bank in customer service. If a normal person writes a post dated check, you can still deposit it and the bank won't usually even look at the date. The post dated thing is only for corporate customers. I don't know why this is, it just is, at least at that bank. The problem you might face is having bosses who are pissed you cashed the check early because of you deposit it, it will process right away. I'd do as another pp mentioned and look into the app where you snap a photo of your check and deposit it that way. Most banks have that option now. Some might charge a slight fee like fifty cents. If it were me, I'd just dip into my savings then deposit the check into my savings later. That's what savings is for.
Anonymous
07/03/2014 11:18
Subject: When should I be paid?
Anonymous wrote:Anonymous wrote:OP here.
I am paid every Friday for working that week.
DB just happened to give me this week's check yesterday.
I will be travelling internationally. It will be impossible to bank where I am going.
I do not need to be paid early for any reason other than I will not be able to get to the bank next Friday, as I will still be out of the country. I'm leaving tomorrow morning. I can't deposit a post-dated check prior to leaving. This leave me with no choice but to deposit the Monday (7/12) I arrive home and wait an additional 2 days for the check to clear.
I have bills tht will be automatically drafted during the Monday-Wednesday time period that the funds from my paycheck (which I will have earned by that time) will be unavailable to me. I have already moved money from my savings account into my checking to cover them, which I didn't want to do.
I am not bad at handling money. I'm actually quite good at it. Those assumptions were unnecessary.
THen you should restructure your autopayments to give you a better cushion, and/or build up more of a cushion in your account. If you can't weather a three day fluctuation in payment time then you are living too close to the line.
Your employers should not be expected to pay you in advance of the time they normally would.
Get direct deposit set up and you're done. If you're paying all your bills on autopay then direct deposit is a no-brainer.
This is your responsibility OP - not your employer's. If I were your employer and sensing this level of urgency/pressure around the payment issue I'd be concerned about your financial stability and judgment. Not really any of my business of course but you're asking them for a favor (and seemingly feeling put out about it) that makes it more of their business.
+1. While I understand your predicament it's not your employers problem that you are going out of the country. It's not that hard to change your autopayments if necessary but being annoyed at your employer for paying you on time is not the way to go.
Anonymous
07/03/2014 11:01
Subject: When should I be paid?
Anonymous wrote:OP here.
I am paid every Friday for working that week.
DB just happened to give me this week's check yesterday.
I will be travelling internationally. It will be impossible to bank where I am going.
I do not need to be paid early for any reason other than I will not be able to get to the bank next Friday, as I will still be out of the country. I'm leaving tomorrow morning. I can't deposit a post-dated check prior to leaving. This leave me with no choice but to deposit the Monday (7/12) I arrive home and wait an additional 2 days for the check to clear.
I have bills tht will be automatically drafted during the Monday-Wednesday time period that the funds from my paycheck (which I will have earned by that time) will be unavailable to me. I have already moved money from my savings account into my checking to cover them, which I didn't want to do.
I am not bad at handling money. I'm actually quite good at it. Those assumptions were unnecessary.
THen you should restructure your autopayments to give you a better cushion, and/or build up more of a cushion in your account. If you can't weather a three day fluctuation in payment time then you are living too close to the line.
Your employers should not be expected to pay you in advance of the time they normally would.
Get direct deposit set up and you're done. If you're paying all your bills on autopay then direct deposit is a no-brainer.
This is your responsibility OP - not your employer's. If I were your employer and sensing this level of urgency/pressure around the payment issue I'd be concerned about your financial stability and judgment. Not really any of my business of course but you're asking them for a favor (and seemingly feeling put out about it) that makes it more of their business.
Anonymous
07/03/2014 11:00
Subject: When should I be paid?
Anonymous wrote:Legally you get paid AFTER you have completed the work, not before - otherwise it's considered a loan.
Direct deposit is clearly your friend here.
Yet again, you are WRONG. Legally I am paid BEFORE I do the work, as per the agreement. It's how I choose to protect myself from possibly negligent parents who may or may not pay on time. It is NOT a "loan," silly. For me, it works best. Seeing that I have a stellar history to my work, it's never been a problem.
The fact that you may be unaware of what different people do, is completely irrelevant to me.
Anonymous
07/03/2014 10:56
Subject: When should I be paid?
OP here.
I am paid every Friday for working that week.
DB just happened to give me this week's check yesterday.
I will be travelling internationally. It will be impossible to bank where I am going.
I do not need to be paid early for any reason other than I will not be able to get to the bank next Friday, as I will still be out of the country. I'm leaving tomorrow morning. I can't deposit a post-dated check prior to leaving. This leave me with no choice but to deposit the Monday (7/12) I arrive home and wait an additional 2 days for the check to clear.
I have bills tht will be automatically drafted during the Monday-Wednesday time period that the funds from my paycheck (which I will have earned by that time) will be unavailable to me. I have already moved money from my savings account into my checking to cover them, which I didn't want to do.
I am not bad at handling money. I'm actually quite good at it. Those assumptions were unnecessary.
I am paid every Friday for working that week.
DB just happened to give me this week's check yesterday.
I will be travelling internationally. It will be impossible to bank where I am going.
I do not need to be paid early for any reason other than I will not be able to get to the bank next Friday, as I will still be out of the country. I'm leaving tomorrow morning. I can't deposit a post-dated check prior to leaving. This leave me with no choice but to deposit the Monday (7/12) I arrive home and wait an additional 2 days for the check to clear.
I have bills tht will be automatically drafted during the Monday-Wednesday time period that the funds from my paycheck (which I will have earned by that time) will be unavailable to me. I have already moved money from my savings account into my checking to cover them, which I didn't want to do.
I am not bad at handling money. I'm actually quite good at it. Those assumptions were unnecessary.
Anonymous
07/03/2014 10:26
Subject: When should I be paid?
You're being really rude and defensive OP, and everyone is either misunderstanding you or you don't understand the situation yourself. Try harder to be clear, or stop jumping down the throats of people trying to help you. The only one being rude is you.
From what you have written, it seems like next Friday, not tomorrow, is your pay day. Is that correct? It also seems that you expected to get paid today for next week. Is that correct? But your boss is willing to give you a post dated check for next Friday, which is your pay day? You will be out of town (where they don't have banks?) and for some reason can't deposit the check then? I'm sorry but I don't think that is their problem. Please correct any incorrect assumptions, because you are confusing us all.
From what you have written, it seems like next Friday, not tomorrow, is your pay day. Is that correct? It also seems that you expected to get paid today for next week. Is that correct? But your boss is willing to give you a post dated check for next Friday, which is your pay day? You will be out of town (where they don't have banks?) and for some reason can't deposit the check then? I'm sorry but I don't think that is their problem. Please correct any incorrect assumptions, because you are confusing us all.
Anonymous
07/03/2014 10:22
Subject: When should I be paid?
Anonymous wrote:If you weren't on vacation when would you be paid? At the beginning of the week - before you work, or at the end of the week, after you work?
Assuming you usually get paid at the end of the week after you work, your bills should reflect that. You should expect to cash the check for vacation at the end of that week, same as you do every week.
+1. And if you are going to be out of town the day you would normally be paid so you can't deposit your check that is your problem not theirs. And every bank has a mobile app now so you can deposit it wherever you are. Sounds to me like you just wanted to be paid early and thought everyone on here would agree with you. No one was rude, you just didn't like the answer.
Anonymous
07/03/2014 10:09
Subject: When should I be paid?
If you weren't on vacation when would you be paid? At the beginning of the week - before you work, or at the end of the week, after you work?
Assuming you usually get paid at the end of the week after you work, your bills should reflect that. You should expect to cash the check for vacation at the end of that week, same as you do every week.
Assuming you usually get paid at the end of the week after you work, your bills should reflect that. You should expect to cash the check for vacation at the end of that week, same as you do every week.
Anonymous
07/03/2014 09:56
Subject: When should I be paid?
Anonymous wrote:Anonymous wrote:Anonymous wrote:Why wouldn't a post dated check for your next pay day be sufficient to pay your bills? Unless you were counting on getting your money early, which is your problem, not theirs.
No need to be rude. I was planning to be able to deposit the check so the money would be there for the bills that automatically deduct from my checking account. I have 2 that will draft that Saturday. From my understaning, I can't deposit a post-dated check before the date written on it. I could be wrong.
Still doesn't make sense. Sounds like you are spending more than you earn. The money you are banking on is for the following week. You need to manage your money better to avoid this.
Where do you get that from?