Anonymous wrote:I am so appalled that people think a change in an employer's financial circumstances (ESPECIALLY the loss of a job!) is equivalent to "not keeping their finances straight."
Shame on all of you.
Anonymous wrote:Anonymous wrote:What's your issue with filing for unemployment? This is what it is for.
The money does not come directly from your former employers.
Because where I live people who are unemployed are looked down on as lazy "Welfare Queens".
Anonymous wrote:1807,.could you maintain your life the exact same way if you or a partner if you have one lost their jobs? DH and I dont have much debt, but if one of us lost our jobs we would have to do some budgeting.
Anonymous wrote:Anonymous wrote:Anonymous wrote:I know lawyers that are up to their eyeballs in debt and live paycheck to paycheck. I'm sure she wishes she had some notice, too.
If someone is in debt, than they don't have the means to support an employee.
I have a mortgage. Does that mean we shouldn't have a nanny? What about if we have a car payment? Or student loans? Oh wait...I have all three of those, and we have employed nannies for six years. Guess I should not have created that job for the past six years seeing as how I have debt.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I know lawyers that are up to their eyeballs in debt and live paycheck to paycheck. I'm sure she wishes she had some notice, too.
If someone is in debt, than they don't have the means to support an employee.
I have a mortgage. Does that mean we shouldn't have a nanny? What about if we have a car payment? Or student loans? Oh wait...I have all three of those, and we have employed nannies for six years. Guess I should not have created that job for the past six years seeing as how I have debt.
You would probably have to do the same to your nanny were you in a similar situation because of your debt. Not saying you shouldn't have created the job, but if I had a bunch of different sources of debt, I'd probably focus my money on paying that off not choosing the most expensive form of childcare.
Economies of scale - multiple kids means nanny is as cost effective as daycare. Financial advisor counseled us to keep rather than pay off the student loan debt considering it is locked in at historically low rates. Car loan is same. Sometimes debt makes sense if it allows you to use other cash for more productive purposes.
Anonymous wrote:Anonymous wrote:Anonymous wrote:Anonymous wrote:I know lawyers that are up to their eyeballs in debt and live paycheck to paycheck. I'm sure she wishes she had some notice, too.
If someone is in debt, than they don't have the means to support an employee.
I have a mortgage. Does that mean we shouldn't have a nanny? What about if we have a car payment? Or student loans? Oh wait...I have all three of those, and we have employed nannies for six years. Guess I should not have created that job for the past six years seeing as how I have debt.
You would probably have to do the same to your nanny were you in a similar situation because of your debt. Not saying you shouldn't have created the job, but if I had a bunch of different sources of debt, I'd probably focus my money on paying that off not choosing the most expensive form of childcare.
Anonymous wrote:Anonymous wrote:What's your issue with filing for unemployment? This is what it is for.
The money does not come directly from your former employers.
Because where I live people who are unemployed are looked down on as lazy "Welfare Queens".
Anonymous wrote:16:46 - stop already
Anonymous wrote:Anonymous wrote:Anonymous wrote:I know lawyers that are up to their eyeballs in debt and live paycheck to paycheck. I'm sure she wishes she had some notice, too.
If someone is in debt, than they don't have the means to support an employee.
I have a mortgage. Does that mean we shouldn't have a nanny? What about if we have a car payment? Or student loans? Oh wait...I have all three of those, and we have employed nannies for six years. Guess I should not have created that job for the past six years seeing as how I have debt.