I'm on the verge of signing a full time nanny contract. Has anyone ever had something in the contract about protecting the nanny from liability in case of something happening? My lawyer is recommending it, but I can't really figure out why. In the case of gross negligence then I'd expect to be liable (and I don't intend on being negligent). If I cause an accident while driving their car, I'd volunteer to pay the deductible. What would a liability clause protect me from?