Anonymous wrote:You are good employers by giving your nannies health insurance coverage. My employers don't even pay x1.5 of OT; after 40 hours is the same pay. Ive been planning to quit, but thinking of the children. We've been discussing it, but to no avail fell on deaf ears.

Of course you love your charges, we all do, and then we love the next ones. You have to be smart and think of yourself and your future, your employers are certainly thinking about theirs.

I'm a nanny and my previous employers contributed to my healthcare coverage. When the rates shot up I had to drop my coverage as it was way too expensive for either me or them to cover. Haven't had coverage in two years. Yes I worry but I simply cannot afford upwards of $500 a month if I want to have a place to live and/or food.

You are good employers by giving your nannies health insurance coverage. My employers don't even pay x1.5 of OT; after 40 hours is the same pay. Ive been planning to quit, but thinking of the children. We've been discussing it, but to no avail fell on deaf ears.

My bosses pay up to$500 in a health care stipend. My healthcare is currently $345. So it covers 100% (they just pay the amount not 500).

I get the stipend the last business day of the month, it’s direct deposited and my health insurance comes out automatically on the 1st of the month.

As long as I stay under 500 it’s 100% paid for.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:We give our nanny a reimbursement check every month. We started off paying part of her costs and every year have increased our contribution.

She selects her own coverage.

Can I ask how much of her policy you reimburse? 50 percent? 100 percent? Also how much does her policy cost? Trying to make this hsppen for our nanny in our nanny share in the new year.

We have done it for two nannies. Their insurance costs were different because they are different ages and made different choices about what type and level of coverage they wanted. Their premiums ranged from about $325/month to $450/month. We started off contributing $200/month and added to that each year.

Your nanny needs to choose her own coverage (IMO). We helped ours navigate the exchange but all decisions, and specifics, are private.

Thanks this is helpful. I saw rates in the exchange in the $400s for plans without sky high deductibles so it helps to have some context. One other question - were the premiums for self only or did it include dependents?

So far what I'm thinking is we hold 50 percent from her paycheck tax free for her portion and then we cover the rest. If $400 is the range that would mean $200 each. Now we are in a share so not quite sure how other family will feel about this but this is something important that I'd like to make happen in 2019. Also did you pay the insurance company directly or your nanny?

Anonymous wrote:

Anonymous wrote:We give our nanny a reimbursement check every month. We started off paying part of her costs and every year have increased our contribution.

She selects her own coverage.

Can I ask how much of her policy you reimburse? 50 percent? 100 percent? Also how much does her policy cost? Trying to make this hsppen for our nanny in our nanny share in the new year.

We have done it for two nannies. Their insurance costs were different because they are different ages and made different choices about what type and level of coverage they wanted. Their premiums ranged from about $325/month to $450/month. We started off contributing $200/month and added to that each year.

Your nanny needs to choose her own coverage (IMO). We helped ours navigate the exchange but all decisions, and specifics, are private.

Anonymous wrote:We give our nanny a reimbursement check every month. We started off paying part of her costs and every year have increased our contribution.

She selects her own coverage.

Can I ask how much of her policy you reimburse? 50 percent? 100 percent? Also how much does her policy cost? Trying to make this hsppen for our nanny in our nanny share in the new year.

We give our nanny a reimbursement check every month. We started off paying part of her costs and every year have increased our contribution.

She selects her own coverage.

Anonymous wrote:

Anonymous wrote:When I was making much less, I got my health care insurance thru the Obamacare exchanges and qualified for a stipend. It was great. Now I get full healthcare through my current employer.

Can you please share how? Did they purchase a policy for you? Do they reimburse you? Do you cover a portion of it?

My employers cover me on their household policy - full coverage. They pay 100%.

Anonymous wrote:When I was making much less, I got my health care insurance thru the Obamacare exchanges and qualified for a stipend. It was great. Now I get full healthcare through my current employer.

Can you please share how? Did they purchase a policy for you? Do they reimburse you? Do you cover a portion of it?

When I was making much less, I got my health care insurance thru the Obamacare exchanges and qualified for a stipend. It was great. Now I get full healthcare through my current employer.

How common is it and what form does your assistance come in?