Anonymous wrote:Some cover insurance:
AU PAIR IN AMERICA PROVIDES MEDICAL INSURANCE AND PERSONAL LIABILITY PROTECTION FOR ITS PARTICIPANTS.
Medical insurance for the au pair or companion includes treatment (less a $50 deductible per occurrence) by a physician or surgeon and hospitalization (semi-private room) to a maximum of $50,000 per illness or accident. The plan also includes some emergency dental procedures. Exempt are Pre-existing medical conditions, pregnancy, mental illness and most dental treatments. An optional insurance plan is offered which extends the medical coverage (to $500,000) and protects against loss of baggage.
Au Pair in America is among the select few in-home care programs which offer Personal Liability Protection for its participants. Au pairs are covered for up to $100,000 under our basic insurance policy (automobile coverage not included). This increased protection benefits host families and au pairs/companions.
We are with another agency, and some basic insurance is covered, but most AP are recommended to pay for supplemental, and most have taken the insurance (and I should say, most have had their parents pay for it- W. Europeans).