Anonymous
Post 08/14/2016 19:54     Subject: how to give nanny use of credit card?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You really gonna trust your nanny with a credit card in your name? At most, I would get a new one and specifically ask for a credit limit of only $250 or something and make her an authorized user on that, that was you are more or less protected.

You are going to have a hard time making a fraud dispute when you try to explain that the authorized user you put on your account was the one buying unauthorized things.


This was what we did.
I will warn you to be very specific about what is allowed to be put on the card. Our nanny started purchasing some things on the card for the kids and for herself (to use while she was working) that we would never have purchased ourselves. It was difficult to have that conversation after the fact.

What kinds of things are you talking about? Sounds like sour grapes. Sorry.


Lunch at the zoo or children's museum or zoo when we would usually pack. Starbucks for herself, little toys and trinkets for the kids, etc. If I had it to do over again, I would have been more specific upfront.

Lunch at the zoo? Ouch!
Anonymous
Post 08/14/2016 15:26     Subject: how to give nanny use of credit card?
Anonymous wrote:
Anonymous wrote:
Anonymous wrote:You really gonna trust your nanny with a credit card in your name? At most, I would get a new one and specifically ask for a credit limit of only $250 or something and make her an authorized user on that, that was you are more or less protected.

You are going to have a hard time making a fraud dispute when you try to explain that the authorized user you put on your account was the one buying unauthorized things.


This was what we did.
I will warn you to be very specific about what is allowed to be put on the card. Our nanny started purchasing some things on the card for the kids and for herself (to use while she was working) that we would never have purchased ourselves. It was difficult to have that conversation after the fact.

What kinds of things are you talking about? Sounds like sour grapes. Sorry.


Lunch at the zoo or children's museum or zoo when we would usually pack. Starbucks for herself, little toys and trinkets for the kids, etc. If I had it to do over again, I would have been more specific upfront.
Anonymous
Post 08/14/2016 13:49     Subject: how to give nanny use of credit card?
I am Ana my and my credit score was ruined when my employers got me a card in their name. Give your nanny a debit card with a limit on it instead of a credit card.
Anonymous
Post 08/14/2016 10:11     Subject: how to give nanny use of credit card?
You have to be clear with her,say to her this is just for the thing relative to my house and the kids need,no for yourselph.
I don't like to use my boss credit car,I use my and show her the receipt and they pay me back,I have a fold were I keep all the receipt,the two in two weeks we get together and discuss what I spend $ and I got the money back,we do this for almost 2 years and this working perfect fine.
Anonymous
Post 08/14/2016 10:10     Subject: how to give nanny use of credit card?
Pp said it all if you can't trust your nanny with credit card how do you trust her with your child, home, and car? My employer used to give me one of their card. I buy stuff with it and return with a receipt. I never spent a dime of their money on me unless they authorized it. I cared too much about keeping my job.
Anonymous
Post 08/14/2016 07:13     Subject: how to give nanny use of credit card?
Anonymous wrote:My employer gave me a credit card on her account with my name on the card. Ask your card company what they recommend. I know I would not want to have to sign her name for her purchases.


MB here and this is what we do. Uses for the card are clearly outlined in her contract, and we've never had a problem. If you can't trust your nanny with a credit card, how are you trusting her with your kids?
Anonymous
Post 08/14/2016 06:42     Subject: how to give nanny use of credit card?
Anonymous wrote:
Anonymous wrote:You really gonna trust your nanny with a credit card in your name? At most, I would get a new one and specifically ask for a credit limit of only $250 or something and make her an authorized user on that, that was you are more or less protected.

You are going to have a hard time making a fraud dispute when you try to explain that the authorized user you put on your account was the one buying unauthorized things.


This was what we did.
I will warn you to be very specific about what is allowed to be put on the card. Our nanny started purchasing some things on the card for the kids and for herself (to use while she was working) that we would never have purchased ourselves. It was difficult to have that conversation after the fact.

What kinds of things are you talking about? Sounds like sour grapes. Sorry.
Anonymous
Post 08/13/2016 23:25     Subject: how to give nanny use of credit card?
I've used my mb's cards occasionally over the years and have never had a problem. That said, I usually use my own card (and get the rewards) and get reimbursed. I don't have a strong preference but then I don't shop for them regularly.
Anonymous
Post 08/13/2016 22:09     Subject: how to give nanny use of credit card?
Anonymous wrote:You really gonna trust your nanny with a credit card in your name? At most, I would get a new one and specifically ask for a credit limit of only $250 or something and make her an authorized user on that, that was you are more or less protected.

You are going to have a hard time making a fraud dispute when you try to explain that the authorized user you put on your account was the one buying unauthorized things.


This was what we did.
I will warn you to be very specific about what is allowed to be put on the card. Our nanny started purchasing some things on the card for the kids and for herself (to use while she was working) that we would never have purchased ourselves. It was difficult to have that conversation after the fact.
Anonymous
Post 08/13/2016 21:52     Subject: how to give nanny use of credit card?
Anonymous wrote:Why not do a prepaid and reload as needed?


This is a great idea, just had not thought of it. Appreciate the non-snark-filled suggestion!
Anonymous
Post 08/13/2016 18:16     Subject: how to give nanny use of credit card?
You really gonna trust your nanny with a credit card in your name? At most, I would get a new one and specifically ask for a credit limit of only $250 or something and make her an authorized user on that, that was you are more or less protected.

You are going to have a hard time making a fraud dispute when you try to explain that the authorized user you put on your account was the one buying unauthorized things.
Anonymous
Post 08/13/2016 16:36     Subject: how to give nanny use of credit card?
Why not do a prepaid and reload as needed?
Anonymous
Post 08/13/2016 16:04     Subject: how to give nanny use of credit card?
Anonymous wrote:My employer gave me a credit card on her account with my name on the card. Ask your card company what they recommend. I know I would not want to have to sign her name for her purchases.


Great, thanks. That is what I was thinking. I don't want to put her in the position of having a card without her name on it. Thanks!
Anonymous
Post 08/13/2016 16:03     Subject: how to give nanny use of credit card?
My employer gave me a credit card on her account with my name on the card. Ask your card company what they recommend. I know I would not want to have to sign her name for her purchases.
Anonymous
Post 08/13/2016 15:56     Subject: how to give nanny use of credit card?
Hi all! Quick question, if your nanny goes grocery shopping or other errands, do they have a copy of your credit card with your name or do you get them a card for your account, or a new account, with their own name on it? that seems simpler than constantly reimbursing them or giving them cash.

What does your nanny prefer for this type of thing for on-going but modest household expenses?