Anonymous wrote:Do au pairs really have to go back to their home country if they have an injury? Are there no doctors in the US?
I know this is a snide comment, but I will answer it seriously. It depends what the injury is. We have had APs who broke toes and fingers, and no, they didn't have to go home. But our AP who tore his ACL did have to go home, despite the fact that we wanted him to stay and were happy to house him while he recovered. We had an orthopedist lined up who took the AP high level insurance and was willing to do the surgery (he was a top surgeon - actually was the knee doctor for FIFA), but the insurance company would not guarantee that they would pay for the full surgery, only for the doctor's fees. In other words, we could not get a guarantee that they would cover the anesthesia, the nursing, the techs, etc. When we asked CCAP to step in and help us, suddenly the insurance company no longer would pay even for the doctor and now the AP's only choice was to go home for the surgery. The insurance did pay for a first class flight and a medical escort (AP was in wheel chair), but it was not the outcome we all wanted. That said, it took AP six months from surgery to be able to walk again (it turned out not to be just the ACL), and eight months til he could drive, so it turned out for the best that he went home, but we were really sad as he was a fantastic AP. Anyway, the lesson learned is that there are limits even to the upgraded insurance, and sometimes it works better for the agency (and, I will reluctantly admit, for the AP and HF as well) for the AP to go home if the injury is very serious.