Uhhhhhh no it's their car and you were driving it for their benefit at work. It goes through their insurance!!!

*talk

Okay. Sounds like I need to take to my insurance guy. It will be over $3000 including a rental car and she wants me to come watch the kids while she drops car off, gets rental and installs carseats. If insurance doesn't cover, then there's really no way for me to refuse to cover the costs that won't permanently cost me this reference (which I absolutely need).

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They are saying the door needs to be replaced and they want to run it through my insurance. Is there anything I should know about here?

The door needs to be replaced? Talk to your insurance company and make sure an adjuster from your company looks at it first. After that-never babysit for these jerks again.

I really don't think they are jerks. It was my mistake.

I highly doubt your insurance is going to cover it, generally insurance covers a specific car and a specific driver, not just you broadly. You were driving the car at their request, specifically for work. If you aren't covered under their insurance, it's their loss.

I would call your company, explain exactly what happened, and see how to proceed. DO NOT agree to pay for this OP. Yes, you were driving, but it is their fault for not having adequate space to park the car (and for MB texting you a million times about the nap, seriously that has been bugging me from the beginning).

I agree with the texting issue, as any reasonable MB would know that texting more than once every 30 minutes or so is too much, and certainly that texting about the same thing over and over is overkill. It's also on them (and the grandparents) that the griveway was too crowded to be able to park correctly.

I would request that you talk to their insurance agent as well as your own. Explain the situation to your insurance agent first, see if it would be covered, and ask for them to email you the decision. Email your insurance's decision (which is most likely to be that they won't pay) to both MB and DB, and ask if you can talk to their insurance agent, expedite the process for them. If they chose not to add a rider to their insurance to cover an employee driving their vehicle, that's on them. Your personal insurance most likely only covers you while driving your vehicle, and possibly a rental, not a friend's or employer's car.

Anonymous wrote:

Anonymous wrote:

Anonymous wrote:They are saying the door needs to be replaced and they want to run it through my insurance. Is there anything I should know about here?

The door needs to be replaced? Talk to your insurance company and make sure an adjuster from your company looks at it first. After that-never babysit for these jerks again.

I really don't think they are jerks. It was my mistake.

I highly doubt your insurance is going to cover it, generally insurance covers a specific car and a specific driver, not just you broadly. You were driving the car at their request, specifically for work. If you aren't covered under their insurance, it's their loss.

I would call your company, explain exactly what happened, and see how to proceed. DO NOT agree to pay for this OP. Yes, you were driving, but it is their fault for not having adequate space to park the car (and for MB texting you a million times about the nap, seriously that has been bugging me from the beginning).

Anonymous wrote:

Anonymous wrote:They are saying the door needs to be replaced and they want to run it through my insurance. Is there anything I should know about here?

The door needs to be replaced? Talk to your insurance company and make sure an adjuster from your company looks at it first. After that-never babysit for these jerks again.

I really don't think they are jerks. It was my mistake.

Anonymous wrote:They are saying the door needs to be replaced and they want to run it through my insurance. Is there anything I should know about here?

The door needs to be replaced? Talk to your insurance company and make sure an adjuster from your company looks at it first. After that-never babysit for these jerks again.

They are saying the door needs to be replaced and they want to run it through my insurance. Is there anything I should know about here?

Sorry to hear about this OP.

But glad you + the kids are unharmed.

I sure they know their car is hard to get in the garage. sounds like my parent's care and garage door. My mom hates pulling her suv into the garage and always parks in the yard and my dad pulls it in for her at the end of the day. They will probably be very understanding.

Anonymous wrote:I would explain that you tried 3 times to get the SUV in, grandparent's car was in the way, and she was texting overly much overemphasizing the need for DC nap. Personally, I wouldn't offer to pay, it's their vehicle, they presumably know that there's an issue when grandparents park in the way.

It was possible to get in, just more difficult than usual. I should have just kept calm and tried 10 times if needed or just give up and park outside.

I would explain that you tried 3 times to get the SUV in, grandparent's car was in the way, and she was texting overly much overemphasizing the need for DC nap. Personally, I wouldn't offer to pay, it's their vehicle, they presumably know that there's an issue when grandparents park in the way.

Thanks. I already did (text, apologize, offer) and I can totally relate to making mistakes exclusively when someone else is rushing me. In this case, I am pretty go with the flow, but MB just sent me 20+ messages in the previous half hour about how important it is that DC nap on time. I took 3 tries trying to back up and get it to the right angle before slowly rolling forward and scratching the door, so it's not as if I were being super careless. It's just a big freaking car and a normal-to-small open

That sounds like it's only one panel, right? They might be able to just buff out the scratch easily at the shop for free if not minimal money.

Definitely text the parents with a picture of the damage, apologize and offer to pay.

As an aside: I noticed that the ONLY time I tended to give in to peer pressure of any kind was when I was driving, and I really had to fight that urge. Do not let other people rush you, push you to make a turn or anything else when you don't feel it's safe - for you, your passengers, pedestrians, or your or anyone else's vehicle.

Former NF. Babysitting kids for the weekend. They drive a massive SUV that is seriously like one foot narrower than the garage door opening. Trying to maneuver it back into the garage in a hurry with kids who need to eat lunch and nap and grandparents' car in the driverway to go around and I scratched up the door on passenger side. FML.