Anonymous wrote:
Anonymous wrote:I would want the iPad, but there have been years when cash would have been more welcome--I could have bought better gifts for my family, or otherwise enjoyed my holidays off more with a little financial wiggle room.
Why not save throughout the year instead of hoping to float by with bonuses that may not come? Stop spending all your money the second you get it.
I don't rely on bonuses and where are you getting that I spend my money as soon as I get it? I have a budget. I do not have a ton of spare money, so when my paycheck comes it it mostly assigned to something. I am not going to pull money out of retirement savings to pay for dinner out or an extra awesome gift for my mom, but if a bonus came by, that money would exist outside of my regular budget and I could freely spend it on luxuries that aren't in the budget at all.