Anonymous
Post 08/10/2014 01:58     Subject: Re:How do you protect yourself?

You have already posted about this and received ample useful advice. Your MB gave you more than sufficient notice and, regardless, it is not your employers job to worry about your finances. As pp noted, if you are so in the hole that you are relying on pay two months from now, you have some major money management issues. Suck it up, be lucky you got any notice and find another job to fill the pay gap instead of whining about it again on here.


This.
Anonymous
Post 08/09/2014 15:14     Subject: How do you protect yourself?

Anonymous wrote:But how do you have a life??? I work 50 hours a week and can't justify spending my weekends and a evenings working. I need time to myself??


I am the PP who talked about having multiple income streams. I work 40 hours at my main job and 10-15 at my side jobs, so not that much more than you, but. I am keeping my channels open--I could pick up more work easily as I have recent references for sitting and cooking.

Also, as a PP pointed out, if you have enough saved, the multiple streams become less important.

You have to prioritize something. If you want security, you either cut back on expenses and save the extra, or you earn more and save that. If you aren't willing to do either, then you will continue to be at the mercy of people and circumstances beyond your control.
Anonymous
Post 08/09/2014 15:04     Subject: How do you protect yourself?

Anonymous wrote:But how do you have a life??? I work 50 hours a week and can't justify spending my weekends and a evenings working. I need time to myself??


I'm the first pp. I also work 50 hrs a week but I live well within my means so have no need to work extra. Although I usually pick up another 10-15 hrs a week in the fall to put away money for xmas
Anonymous
Post 08/09/2014 14:56     Subject: How do you protect yourself?

But how do you have a life??? I work 50 hours a week and can't justify spending my weekends and a evenings working. I need time to myself??
Anonymous
Post 08/09/2014 14:31     Subject: How do you protect yourself?

The answer is that as a nanny, you are responsible for providing your own safety net. What that looks like in practice is:
1) having a budget and staying inside of it. As someone who is probably living paycheck to paycheck, it is really important to know what money you have coming in and what goes out.
2) have an emergency fund. Ideally, you would have 3 to 6 months worth of basic bills covered. Keep that cash in the savings account where it can be readily withdrawn, and save it for emergencies like having someone bail on you.
3) multiple sources of income. I am a full-time nanny, but I also keep in touch with former employers and let it be known that I am available for babysitting on weekends, AND I do sode jobs as an in-home chef, AND I keep up with care.com/sittercity.com and look for date night/weekend jobs. If I lost my job, I would ramp up my babysitting and chef jobs to balance the hit to my income.
Anonymous
Post 08/09/2014 14:04     Subject: How do you protect yourself?

I'm not asking for advice on the situation. I'm asking how as a nanny do you protect yourself from MBs like this. Besides a contract or is there specific wording you use? It's frustrating because I have been walked all over and when I try to have backbone and stick up for myself I just get crushed. It's just under 1000 so it is quite a lot of money to be missing out on. I don't live in a area where nanny jobs just pop up so it is harder to find. Money wise I'm fine for august. It's September that Im worried about. Most people have found care already.
Anonymous
Post 08/09/2014 13:39     Subject: Re:How do you protect yourself?

You have already posted about this and received ample useful advice. Your MB gave you more than sufficient notice and, regardless, it is not your employers job to worry about your finances. As pp noted, if you are so in the hole that you are relying on pay two months from now, you have some major money management issues. Suck it up, be lucky you got any notice and find another job to fill the pay gap instead of whining about it again on here.
Anonymous
Post 08/09/2014 13:32     Subject: How do you protect yourself?

dont live outside your means and pick up extra babysitting gigs as needed. time to reevalutae things if 9 days is this big of a deal
Anonymous
Post 08/09/2014 13:05     Subject: How do you protect yourself?

I had a mb recently leave a nanny share without honouring the contract. Its pisses me off because she is the one who created the notice part! I had said 4 weeks and she wanted 2 months.. She paid me monthly because she was a shift worker and only needed up to 9 days per month of care per 4 weeks. the days fluctuated so there were a few months where she only needed 7 days and some only needed 6... ect but I was available all of those days as I was working with the other family! I was also super flexible with pick up and drop off for them
The grandma offered to take over care so MB contacted me a few days into august and told me that I wouldn't be needed starting in September. I asked if she would be paying for the 2 months that she had agreed to with the contract and she said "No I won't be paying for september, because the contract also said we would use you for 9 days per month and that didn't happen i figure it all equals out in the end"
I responded back saying that because I was available and would have worked those days it doesn't even out.
She still will not pay. Its not worth it to take her to small claims court so pls don't suggest that

Im wondering what precautions BTDT nannys have done in order to ensure finically security?

This year has been a black hole of money problems and I am/was REALLY counting on September to pay of some outstanding charges on a few accounts. So I'm really pissed that she isn't honouring the contract SHE CREATED!!