We have a 15 month old and a baby due in May. We are still trying to wrap our heads around taxes, workers comp insurance, and other things. We haven't even figured out what the market rates go considering we have been quoted a varying amount of pay ranges (from $10 to 25). We'll likely kick in for health insurance, so we were looking for info on the health exchanges. It seems like a lot and I don't want to miss out on a major point/issue - hence why I asked about best practices, to-do lists, etc.