AnonymousHere's where it gets complicated: When I first started working for them, I did not have a car, they bought me one, and I am gradually paying it back. Obviously the solution here is that I should find a new job that pays better (not a problem...I get offers nearly every day, even from this family's good friends), but I would lose my car, which severely limits who would hire me. I can't imagine that anyone would take on the loan and let me pay it back to them. I can't get a traditional loan from a bank because I am so young with no credit history/cosigner. I also need my car to get around because my city has terrible public transportation.[/quote wrote:
Ok, main question is this: WHO bought the car? Is it on payments through the dealership or did they buy it outright and you just pay them money? Basically, if there is a car loan, who's name is it under? Who's name is the car under? If it is your name on the title, then it is yours. You just need to keep paying them back as you have agreed to do. If they bought it for you, and their name is on the car title, then it is really THEIR car and you cannot expect to take it with you if you leave. But if you have been paying them money to "rent to own" and transfer title ownership after you had paid in full, then it is yours to take. It would be a loan agreement between you and them.
So more details about who is on the title and if they bought it in full or are making payments would be needed to figure this out totally.