Reply to Nanny Quit to have a baby and now trying to claim Unemployment Benefits??

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[quote=Anonymous]According to the Working Mother magazine, even not all of the 100 best employers for women have paid maternity leaves. So, it is definitely not common in US. I wonder if people confuse paid maternity leave (when employer absorbs the cost of you not working and pays you your salary) with disability coverage (which is more common, and where you pay premiums to insurance company and it pays part of your salary if you are not able to work -- these payments are generally not taxable, so this is why you only need to replace part of your income). I had 3 kids over last 10 years, and each time disability kicked in. Guess what? The amount of premiums that I paid for the disability insurance over 10 years was higher than what I received to cover 3 maternity leaves. So actually, if I was saving money every month pre-pregnancy instead of carrying disability insurance, I would be better off. Incidentally, you can buy individual policies for the disability insurance, so if you want to have paid maternity leave it is an option for any woman. Yes, paid maternity leave is nice, but it is expensive, and unless we want to pay European level of taxes, it won't be here any time soon. I'm also of the opinion that if you decided to have a kid, it is your responsibility to figure out how you are going to afford it, and not try to get your employer to fit the bill. [/quote]

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