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[quote=Anonymous]OP, I'm a little confused -- have you ever even met these other parents?

Not sure where you live.  If you're in MD or DC, and your nanny is driving other children in your car, it could expose you to additional liability.

In MD and DC (and maybe VA, I just don't know), insurance follows the car, not the driver.  So, while nanny's in your car, your insurance is primary, even if she has her own car and insurance.  So, you need to make sure that your auto insurance has enough coverage to handle an accident wherein nanny and all 3 kids are hurt.

Further, it is possible that you could be personally exposed to liability for the other child.  Let's say the nanny is taking one of your kids to basketball practice.  The other kid just has to tag along for the ride.  Nanny causes an accident.  If the available insurance is insufficient to cover the other child's injuries, his parents could have a claim against your personal assets, since the nanny was acting as your agent/for your benefit at the time of the accident.  Now, if MD there's a theory called joint venture that could be raised but, without going into a detailed analysis, the point is that there's a risk.

Which is not to say that it's not a risk worth taking.  People in nanny shares do it all the time.  It's unrealistic to think that as your kids grow up you'll never have their friends in your house or car.  I drive my kids' friends all the time.   But, going back to my original point, I would think you would at least want to have met this other family.

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