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Reply to "Checking Nanny's Credit "
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]The reason I would pull a nannies credit is to see if she seems like she is financially responsible or if she might have money problems. You have to be aware that a lot of people see no problem in stealing from their employers anymore. Be it at an office or right in someones house. If you have nothing to hide and you want the job I see no problem in giving them a credit report. You already need to give them your social to withhold taxes.[/quote] So you think someone with good credit wouldn't steal? [/quote] People with good credit are generally respectful and honorable people. People with bad credit are the ones lacking the moral compass to pay back loans and credit. I would trust someone with a good credit history to honor agreements, provide notice when quitting, be on-time, and yes, not steal. Sure, people can have a great credit history and then be bad people. Anyone anywhere doing anything can be a bad person, but I think a credit check is a good tool to use in this situation along with an in person interview.[/quote] As someone who struggled with finances in their early 20s (due to many factors outside of my control) and now has shit credit which I am working to rebuild as a result, f***you. Your moral compas is seriously flawed.[/quote] How are your finances outside of your control? The only reason to have bad credit is because of identity theft, and even then you should get it sorted out within a year.[/quote] You are so fucking naive. There are lots of reasons a good and moral person can end up struggling to pay your bills and with bad credit. Have you ever been so broke that you had to choose which bills to pay and which to let go? You ever been a struggling 20 something trying your damnedest to make it through school? Its just not as cut and dry as you make it out to be, and that's why fool's like you have no business with anyone's credit report. [/quote] If I was so broke I couldn't pay the bills I would stop incurring more bills. THAT is what seeing your credit report lets me know. If you lose your job you need to cancel your cable, internet, etc. move back in with mom and dad, sell your car, etc. The problem is people don't do that, they just think "meh, oh well, lost my job so I'll just sit here with my iPhone and $100 a month cable and chill until they shut them off"[/quote] You have no idea what you are talking about and it is so obvious that you've never been broke in your life. Not everyone can move in with mom and dad. Cable is generally the first thing to go. Selling a vehicle that you need to drive to interviews/jobs is assinine. I'd love to see you jobless with very few resources and nobody to turn to for help. I'll bet your credit would be gutted. Clueless people have the answers to everything.[/quote] Exactly. How easy to be so judgmental when you've never walked in someone's shoes. Not everyone with bad credit is some deadbeat who blew all her money on iphones and vacations. [/quote]
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