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Reply to "Back from vacation and family cut my hours "
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[quote=Anonymous]Every single person in the world should have 6-9 months of savings in a liquid savings account that they can use if they lose their job, get cancer and can't work for 6 months, get into a car accident and can't work, etc. So for those of you with a 2 months safety net, keep monthly saving until it's 6 months. You can call it an FU account or just "emergency savings" but do it. Start putting $10, $15 or $20 a week in a savings account - or every two weeks or every month even - but start doing it. Nobody will EVER have enough money to do this - you just have to start saving a little bit at a time. And start by not getting Starbucks. I used to get a coffee and scone every day. It cost $6.00 per day. No big deal, right? And I was always short on money. Finally, one day (I am embarrassed to tell you it took about a year to truly admit this) I realized that I was spending $30 per week and $120 a month on stupid Starbucks! $120 a month! I quit right that day and never looked back. My coffee maker makes coffee. The Giant has muffins & bagels - which I can buy and eat each morning. And suddenly I had money to last until the end of the month. Or to put in a savings account. [/quote]
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