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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Okay ..sometimes we all know that what insurances offer for your car is basically a form of thievery. Your car can be an older car in great working condition and can last you for another couple of years but you won't be compensated for that. They would offer you 4k or 5k..now take that money and try to purchase another vehicle like the one you took such great care with..I DARE YOU...you will soon see only crap out there so now you are left with your only other option..another car whether new or younger than your previous vehicle...But regardless the Nanny is screwed...
Sometimes it's simpler to just say no..I would have said to my employer I'm sorry but my car is old and giving a little bit of trouble and while I don't mind taking a chance by myself I wouldn't dream of having the kids in there I love them too much for me to risk them getting hurt...
Now tell me if you're their parent would you now demand or even ask me to drive them in my car?
[/quote]

Unnecessary dramatics. It doesn't sound like OP demanded anything. The nanny offered the use of her car. [/quote]

I agree, but I also agree that the nanny is now looking at a major purchase that she may not have the money for and hadn't planned to make. The accident was NOT HER FAULT, and her car would have been safely parked somewhere if she hadn't needed it for work that particular day. This is a gray area for me. Insurance paid what the car was worth for sale and the parents probably don't owe it to her to make her "whole" (i.e., buy her another car with same life expectancy as the one she had), but the difference between owning a used car that isn't worth much if you tried to sell it, and buying a used car that's safe and reliable could be another few thousand dollars.

I think that morally the parents need to help the nanny buy a comparable car, possibly kicking in some cash and/or providing a no-cost loan.

I also think this is another reason why it's always a better idea to have a nanny car. Then it would be the parents deciding what to do about the insurance settlement, and whether they wanted to upgrade at that point.[/quote]

OP does have car that the nanny usually uses. It was in the shop that day.  Just a series of unfortunate events, as my DS would say. [/quote]

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