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[quote=Anonymous]MB here.  Yes, OP you should talk to them, but you need to be direct and honest and not just hope they will read into what you're saying about a second job and act on that.

I think you should say that you are struggling because you love their family and children and this is the happiest placement you have had in your twelve years as a nanny.  However, you are not making enough to cover your living costs and save for retirement the way you need to.  So you are struggling with whether to look for a higher paying position for the same number of hours, or take a second job over the weekend.  Obviously with the hours you're already working, taking on another job will be difficult, stressful, and potentially lead to quick burn-out.  But you also don't find it easy to negotiate, and don't want to give the impression that you don't value your working relationship with them.  You also think they need to know if you'll be taking on additional work since it might make you less available for extra hours/

Then see what they do.  Give them the chance to step up.  If you were our nanny, and we really valued you, we would try to find a way to give you a raise.  Hopefully they will be able to, and want to, make you happier where you are.  Be prepared to answer questions about how much more you need/want to earn in order to feel more comfortable.  Do not lowball those numbers - be honest but unapologetic.  Have information about the average rates in your area.  Know what you're worth and trust that - don't accept something that isn't enough (assuming they're trying to meet your needs) just because you're uncomfortable negotiating and don't want to make them feel badly.

Would a $1/hr raise do it?  $2/hour?  etc...   Know what you would earn w/ a second job and then figure out what that means for compensation in your current job.  Would them covering your health insurance costs (if they don't) help?  If so, that's not taxable to them or you so can be a significant benefit to you without increasing tax obligations on either side.

Etc...

Be prepared to negotiate a bit for yourself - employers respect it and it's important that you respect yourself, your skills, and your proven competence with this family, enough to value your work sufficiently to advocate for yourself.

Good luck!  [/quote]

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