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Reply to "What Happens If Your Family Compensates You For Health Insurance......."
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[quote=Anonymous]Employer here. We cover our nanny's insurance and it has been a great way to offer increased compensation while minimizing the tax hit. We pay legally so to do the insurance we require proof of insurance and we pay that separately from payroll (though some payroll services now offer that service so you can do it all at once). I agree w/ a pp who suggested negotiating a higher salary, based on not needing the insurance - but recognizing that the salary costs more for the employer. As an employer I would respond favorably to that approach. I would not respond well to a fraudulent approach. Honesty/integrity/trust is a non-negotiable for me in a nanny hire.[/quote]
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