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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Since someone asked for an update, my insurance company confirmed that the policy follows the car, not the driver.  I also got a message today from their insurance provider (I'll call back after work), so presumably MB has already been told this by her insurance co.[/quote]

I asked for the update. I am interested to know what her insurance company says. My employers have a $10,000 deductible, seriously. Obviously that is their choice, but not something I am willing to take responsibility for. Now you know to discuss this during the hiring process. I haven't discussed it either, but will in the future. Keep us posted! [/quote]

I make it clear during hiring that I don't drive a vehicle until I see proof that I'm a covered driver.  I also make sure that the contract stipulates that I drive their car for their convenience, not mine, so I am only responsible for the deductible if I purposefully caused damage.[/quote]

What is your limit on the deductible?  They range from $200-$10,000. [/quote]

If I purposefully covered damage (wouldn't happen), insurance won't cover and I'm responsible for the full amount; willful damage or destruction of employer's property is also grounds for immediate termination for cause.  Any other situation and I'm not responsible for paying anything.[/quote]

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