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[quote=Anonymous]08:23 ... uh, excuse me?

OP here.

Why on earth do you think I have a high end car? Where did I say that? AP was driving my 2007 Toyota Corolla. We're not rich. We're a normal middle class family.

I have news for you: right on the agreement that is signed by Au Pair, LCC, and us as host parents, there is a whole section about liability of AP in the event that she causes a collision in a host family vehicle. The current stipulation is up to $500 if that is the deductible (in our case, it is). She totaled my car. Found at fault. She pays the deductible. Period.

Per APIA official agreement:
We understand it is our responsibility to consult an insurance agent regarding the insurance coverage that may be either required by state law or advisable for our situation. The Host family MUST assess the driving ability of the au pair/companion before granting permission to operate a vehicle, and adequate automobile insurance coverage must be in place if the au pair/companion operates a motor vehicle. We agree to limit any claim against the au pair/companion for uninsured damages resulting from operation of a motor vehicle to a maximum of $500.

Here's some commentary from AuPairMom for anyone wanting to read up on it:
http://aupairmom.com/when-your-au-pair-has-a-fender-bender-who-pays-and-what-and-how/2008/09/24/celiaharquail/

The $500 educational stipend IS in the contract and I would have paid it IF she was going to remain in our home and obtain any education. But she's returning to Germany. Sooooo... there's no need to pay the educational stipend. She didn't GET an education.

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