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Reply to "Nanny in car accident while driving kids in her car"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]"What are you going to do if she does in fact need a new car? Sounds like your nanny is going to get screwed here." That is between the nanny and her insurance company. Accidents happen and people have negative consequences from accidents that aren't always fair. That's not the employer's fault. If the employer decides to pay the deductible, that's generous enough. They aren't responsible for buying her a new car because she got into an accident.[/quote] She was driving the car for work purposes. It certainly is their responsibility. If that isn't a responsibility that you are comfortable with, you shouldn't ask your nanny to use her personal car. The solution here was to have the nanny stay in the neighborhood that day with the kids or use public transportation. They chose to have her use her personal car for work purposes, so yes this is their responsibility. If I were your nanny and I was left without a car as a result of this, I would quit and I would sue. [/quote] Sue for what? They aren't legally obligated to buy you a new car [/quote] You're an expert on employment law? I know for a fact that in some states the employer can be held responsible for damages to your property incurred during the course of performing your job, and there have been plenty of cases in which this has been applied to auto damages. Worth it to sue for small damages? No probably not. Worth it if this accident leaves you without a vehicle entirely? Definitely. [/quote] Yes, but the point is that the insurance is reimbursing the value of the car. Minus the deductible. The employer would not be responsible, legally, for reimbursing more than the actual value of the car. [/quote]
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