Reply to Unless it's MUTUAL, most nannies draw the healthy boundary line with credit checks

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]MB here - just curious what the rationale for checking a nanny's credit is?  I am not sure what you learn that way.  Also if you use a big background check company, is a credit check part of the routine checks?  It's never occurred to me to ask for this before - and I always thought that too many credit checks can have a negative impact on someone's credit rating anyway.  Do big companies do credit checks before I boarding new employees?  Not looking for snarky responses - I am genuinely curious and hoping a family who requires this can offer some insight.[/quote]

Many companies will run credit checks on new employes as part of the hiring process. A company doesn't want to bring on an employee with financial problems just like they don't want to bring on someone with a criminal history. People with financial problems would be more likely to steal, embezzle, or cheat the company. But apparently nannies think this is crossing the line when someone is hiring you to stay in their home, unattended, for 5-10 hours a day. Also many nannies are entrusted with a debit card to be used to cover expenses while on duty. But to ask for reassurance that your potential nanny be financially mature and trustworthy is apparently egregious.[/quote]

If you're giving me a debit card, sure a credit check maybe makes sense, but that has never happened to me. I usually just pay for things myself and ask to be reimbursed. I also think its a pretty big jump to say someone with bad credit is more likely to steal. If they were the type to steal, why would their credit be bad? Also, if you're worried about a nanny potentially swiping things from you, wouldn't it be a better indicator and a much more appropriate method to simply ask her references? I don't think anyone would refer a nanny that steals. [/quote]

I am not advocating for credit checks (I didn't do one one our nanny and am the PP wondering what the purpose was) but checking references only gets you so far.  Most nannies aren't going to give references who will say bad things.  And it's not always possible to be certain that you are talking to an actual reference - happened to me twice in the course of talking to references that I caught a discrepancy in what the nanny and the reference said and realized I wasn't talking to the person the nanny claimed I was talking to.[/quote]

Posted too soon.  Meant to add, it only happened that I caught the discrepancies but I could have spoken to other people and not realized.  That is why you also do background checks and take other such steps to ensure you can trust your child's caregiver.[/quote]

How would finding out that I missed a car payment or couldn't afford a medical bill make you trust me more with your children?[/quote]

I specifically noted that I was not advocating for credit checks - I am still trying to understand what purpose they serve.  I was simply responding to a PP who suggested references should be sufficient and I was pointing out that I understand why for a lot of parents they are not (nor should they be).[/quote]

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