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Reply to "Anyone get caught paying under the table?"
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[quote=Anonymous][quote=Anonymous]Isn't the problem really the nannies? They want to take home insane AFTER-tax per hour pay. So for instance, when we were in our nanny search for our first DS the nannies wanted $14 an hour, but they wanted that net, after taxes. That's really a much higher per hour rate and honestly, as someone who was a full time nanny when I was in college, it's usually not warranted based on the job, level of education, skill, etc. that the nanny has. We ended up doing a nanny share (paying $16.50 per hour before tax rate) but now that we are expecting DC #2 we are considering going under the table because honestly, I can't afford a nanny on my own who makes the type of egregious per-hour salary that nannies apparently expect. We pay taxes because we feel it's the right thing to do, but at some point when you are looking at paying double your mortgage for childcare for two children it starts to make more sense to take the risk and just pay under the table instead. If nannies were charging more realistic rates, I don't think we'd feel that pressure at all and would be happy to pay $14 or $16 an hour before-taxes - a very reasonable rate. [/quote] No. The problem is really you. Outsourcing your parenting job is a luxury you can't afford. But if you insist, daycare should be cheaper than a nanny. You pay up sooner or later, or you do the hard work yourself.[/quote]
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