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Reply to "Nanny car accident in our car"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]MB here. I don't think you can ask her after the fact to contribute to the costs. She was driving in the course of performing her employment duties, so by default, the responsibility is yours. That's why you presumably added her to your auto insurance. For the future, you could put something in her contract that says if she is found to be at fault, she will be responsible for some portion of the damages, even if driving on the job. I wouldn't do it, though, as I think it would just invite disputes over whether she was really at fault, to what degree, etc. Really, this is just part of the liability you assume by letting the nanny drive your car. If it's too much for you or you think she is careless, consider not having her drive your kids. [/quote] Another MB here. Agree with this 100%. [/quote] +1 another MB. I might have her pay the deductible, but that's it. [/quote] Another MB here. I wouldn't ask her to even pay the deductible unless she was using the car in an off-duty capacity. It's just the cost of doing business when you have care providers using your vehicle while they work for you. ESPECIALLY if she's a great nanny and this is a first, I'd just be happy that no one got hurt and that she's helping get the repairs accomplished.[/quote]
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