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[quote=Anonymous][quote=Anonymous]MB here.  I don't think this is a common benefit - at least not the way vacation/sick leave, paid holidays are.  We did not offer to our nanny in her first year.  We added it as an additional benefit in her second year.

FYI, it is something that you can add that has real value but does not come at a higher cost to the employer (as a raise would - with increased tax liabilities etc...), nor is it taxable income to the nanny.   So it's kind of a nice thing to be able to offer.

In our case we do not pay the full cost, we contribute a set monthly amount (which ends up being about 75% of her costs).  You need to keep in mind that the cost of health insurance can/will vary based on the individual's health, age, etc...  and that can be an uncomfortable thing to get caught up in.  I would recommend (if you decide to offer it now or later) that you decide on a set monthly amount you want to offer, rather than simply saying you'll cover insurance costs.

For tax purposes, to ensure the legality of it, you'll need some documentation that the nanny has health insurance (not just pocketing the money as extra income) and then write on the check what it's for (health insurance costs or something like that).  Not likely you'd be audited of course, but we always felt better safe than sorry.[/quote]

OP here - thank you for your thoughtful response! I really appreciate it! [/quote]

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