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Reply to "Do I need a commercial rider to use my own car? "
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[quote=Anonymous]It’s been a long time since I used my own car for work. I am a career nanny, and I don’t really care what people think about nannies using their own car. I’m aware of things like wear and tear and mileage. My insurer knows I’m a nanny, and me and the child are not the same race, so I’m not trying to take the risk of lying. I need the appropriate coverage. I would like to know if anyone added a commercial rider to their insurance policy. Are the parents named? How much does it cost? Given my total assets, I’m probably over-insured at 10x state minimums. [/quote]
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