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Au Pair Discussion
Reply to "Au pair wants to open credit card…"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]My AP told me that all the APs open cards, run up balances and then leave the country. So it could be that your AP is being advised by her peers to open one. My AP did open a few. I took the "not my business" approach so I have no idea if she paid them or what. But, she is STILL getting credit card offers at my house 2 years after leaving. The credit card companies are relentless once you open that door.[/quote] Why does the State Department allow this kind of fraud?[/quote] It's not fraud. They have social security numbers and driver's licenses. They order their own Discover cards which are incredibly difficult or impossible to get in their home countries. They live the american dream and run up credit card debt. If they don't stay in country, most of the debt wont' follow them and it's just free money. If they stay in country, they either are in school or getting married. Either way, the debt can be traded off for a student loan or an engagement ring. An aupair has zero housing costs during the year. Zero car insurance. Most of the time a paid for cellphone and data. A newly minted Discover card with a 23% interest rate. It's not fraud, but the outcome is rarely responsible spending.[/quote]
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