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Employer Issues
Reply to "Insurance for nanny in VA?"
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[quote=Anonymous]You could get voluntary workers' comp. Not sure how much it is but a company like GTM Payroll Services can give you a quote. Mentioning them as they deal with household employers so would know what you need. As for auto insurance, if there is an accident with your nanny driving her car, your children’s injuries would be covered under the nanny’s medical payments coverage and then through the bodily injury limit on her policy. The minimum coverage for bodily injury varies by state and may not cover the cost of a serious accident. Make certain the nanny has adequate liability insurance coverage to pay for any injuries to your children. Also, ask for a copy of her insurance card. Make sure she keeps it valid and coverage doesn’t lapse.[/quote]
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