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[quote=Anonymous]Hi everyone, hope you all are having a great weekend so far! We are in the process of hiring a nanny for the first time and are struggling a little bit to figure out all the insurance related stuff. We live in VA and looks like we should be good for anything that would happen to our nanny or our kids inside our house (because of the homeowners policy and umbrella policy). But since we would like our kids to have activities outside the house, our nanny will be driving them in her car and supervising the activities as well. Whatever happens while she is driving should be covered by her car insurance. But what about what would happen outside of our house and her car? How can we make her comfortable from a financial vulnerability perspective if something happens to her in that situation? Any feedback of similar situations or expert opinion would be extremely appreciated!! Thank you so much![/quote]
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