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Reply to "Health insurance for nannies"
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[quote=Anonymous]For live-in, here is what we did/do: Go to the health exchange (what we did in 2018) or find an insurance broker in your state (what we did in 2019). Tell them you are a Household Employer (keyword). Have your EIN available and prepare to complete about 6 pages of paperwork (easy stuff like name address, EIN, SSN, etc). Review the plans, deductibles, etc. We selected 3 plans and then allowed her to choose one. We pay 50% of the monthly premium. She pays 50% as a payroll deduction. We pay the insurer directly, on her behalf. Check with your CPA / attorney, but the contribution is generally non-taxable and may also qualify as a tax deduction. We added this healthcare payment benefit to her employment agreement. [/quote]
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