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Reply to "Marketplace insurance for green card nanny?"
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[quote=Anonymous]A lot is based on age, but it’s also based on other things. Tobacco use drives the price up exponentially. There’s a list (~10) of preexisting conditions that drive premiums and deductibles up too. Then you factor is average prices of medical care per state/county, which is why some can be significantly higher or lower, just due to a state or county line. I’m early 30s, so is my sister. I plugged in my information, and I have a plan selected for just under $400/month, $20 copay, dental/vision, no deductible. The lowest my sister could get (if she didn’t have coverage through the VA, and if we lived in the same place) would be at least double per month, with $50+ copays, no dental or vision, and $8000+ deductible. Both of those are for individual plans; obviously family plans are more, with it averaging out to less per person.[/quote]
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