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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Our nanny is older—early 60s—and the marketplace plans are all $1000 or more per month! And we pay her too much for her to be eligible for subsidies. Anyone else in this situation? We’d been planning to help out $500/month but that still would be super expensive for her. [/quote]

And let me guess -- a $6000 deductible on top of that. Depending on where you live, this can happen. I don't know what the answer is; weren't there some non-compliant plans people were allowed to buy?

And, truthfully, she's in the same bind as a lot of folks -- it's expensive, but it's necessary. She's only going to have to pay for it for a few years, then she'll be eligible for Medicare.[/quote]

Yes, $6000-ish deductibles before the plans pay anything. It's ridiculous. She's never sick, in great health--but if she is sick I want her to be able to go to the doctor without paying out of pocket and God forbid she was really sick I'd want her to have actual coverage. Looks like the options are to pay for a non-compliant plan that offers catastrophe coverage (seeing as it is unlikely she'd hit the deductible basically ever, the high-deductible plans are effectively catastrophe coverage that is just priced 3X as high), or maybe we'll just sacrifice and pay a giant chunk of it for two years until she is eligible for Medicare. What's an even bigger burn is I think only the first $450 or so a month is untaxed--seems like bad public policy. Just discourages employers further from paying for insurance for their employees, especially as in our case an older employee!  UGHHH.[/quote]

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