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Reply to "do you provide retirement plans for your nanny"
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[quote=Anonymous]I thought about it, but my nanny was in so much debt that we just made her hourly rate as high as we could. I considered the idea of "nudge"ing her to save for retirement by setting something up, but it seemed destined to fail. It would have only amounted to a few thousand dollars over the time she was with us, and I anticipated her raiding it multiple times to pay for other things. We paid her entire health care premium, and also did some 0% loans for a car loan, apartment deposit, and cc payoff over her four years with us. Had she been on firmer financial ground to start with, this was something I had considered. It made me really think about how to weigh the value of saving for retirement vs. paying off debt in a way I hadn't before.[/quote]
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