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Reply to "Nanny card tanking my credit "
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[quote=Anonymous][quote=Anonymous]PP here. Are you also sure that they don’t use the cards exclusively and pay off the balances every month? If the balance is reported at the end of the month as $35k and they pay it in full, then rack up another $35k the next month, it will have the same effect as leaving a $35k balance. However, in the first scenario, the family has money to cover the debts (which is not true of the second scenario).[/quote] Doesn't matter. She was only told she was an authorized user on one card, and three are showing up on her credit report. Even if paid off, all that revolving credit will lower her score. She needs to find out what's going on ASAP, and contest these items with the credit bureaus, too.[/quote]
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