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Reply to "Nanny card tanking my credit "
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[quote=Anonymous]I (nanny) have a nanny card given to me by my employers to cover kid related expenses, the biggest charge on there that I’ve used it for was to pay for dance class that DB authorized. The previous nanny explained it as a way to build my credit, and as a recent college grad with a reasonable amount of student loans, but no other debt, I was okay with it. Now I see that instead of only being made an authorized user on one credit card I’ve been made an authorized user on 3 separate cards 2 of which are either maxed out very close to being maxed out. Between the three cards there’s something like 50K owed. I’m pretty upset by this because despite my paying off most of my student loans, in the last year alone my credit has dropped something like 100 -150 points because of debt that isn’t mine. How can I address this politely? Is there any hope of my score rebounding? [/quote]
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