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[quote=Anonymous]I always recommend people get a nanny car. We have 4 kids in carseats, so there is really no choice for us now, but we've had a nanny car since we had two children. Here are the "pros" from my perspective:

1. You install the car seats, and they stay installed. Even if the nanny says she doesn't use her backseat, someday she will need it, and you will no longer know about the installation.

2. You pick the vehicle with the safety features you want to have. You maintain the vehicle to the standard you want it to be. You get the oil changed, the tune-ups, the occasional full checks as often as you want. This is your car and you will know exactly how it's being cared for and if anything needs repairing.

3. If there is damage to your car due to an accident, minor driving damage (like a car door opening into it), or your child damages something in the car, you get to decide whether to fix it, leave it, or do some kind of DIY fix. If it's your nanny's car, all you get to do is write a check -- she gets to decide if she wants to fully replace her expensive leather seat, for example, if your kid draws on it with a sharpie.

4. You are in control of the insurance. I also added one of my children to our AAA account; that way, if it breaks down, the nanny can use it as long as the kid is in the car.

5. You can make rules like no eating in the car, no air fresheners, whatever. It's your car.

Cons:

1. Even at 53.5 cents a mile, the IRS reimbursement rate is much less than buying a new car.

2. Someone else is driving your car, and you may not like how she drives it or cares for it (my nanny has spilled a couple of sodas in our car; we don't drink soda; it annoys me).

3. Her insurance record will affect your rates. In my case, our nanny had a "super-speeder" ticket, which meant that we can't get umbrella insurance at all until it rolls off her record b/c she's on our care insurance.[/quote]

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