Reply to Would you buy your nanny a car?

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[quote=Anonymous]I'd loan her the $5000 with little on no interest, screw the banks. All she needs is a $5000 car. I have one, will last me another 8 years.
She should not get a more expensive car than $5k and pay you back and the balance with 14.99% interest. all she should have to worry is the $5000k to you. She still has insurance and repairs to worry and tags and taxes.
I'd buy it and put it under her name so she can insure it and have her a sign a little paper stating that she will work it off. 
I wouldn't bother with paperwork having the $5000 as a collateral and whatnot. I doubt she will disappear. she will still need a job and references.
Don't give her your car. It's your insurance on the line. might be more expensive than the $5000.
It's just a $5000 car she will work off. Time she saves by having a car is important. Not having a car must be hard on a person who has cleaning supplies and several jobs. Seems like the perfect person to help. With 80 a week, she'll work it off fast.
What about insurance on a new used car she needs now?
Will they even insure her with the crash on her record and bad credit? how much will that be? Is it another $50 a week?
How much time /money has she lost having no car? those are really the questions I would have. I'd skip the banks and car dealer who are out to get the most out of her bad situation.
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