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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]When we had one child, we bought a car seat for the nanny's car, and paid mileage.

When we had two children, we bought a minivan, which became the "kid car." When the nanny is here, I drive an old sedan.

If you can afford it, I highly recommend buying a nanny car. You can either just have her drive it at work (that's what we do with our van), or give it to her as a perk (that's what my friends did). Here are the main reasons I like this situation so much better:

1. I install the carseats and they stay installed. Your nanny may need to use her backseat sometimes, and may take them in and out. This could happen even if she says it won't.
2. I bought a car with the safety standards I want, and I maintain it in the way I want. There's no guarantee your nanny will do that with her own car.
3. I know my insurance is sufficient. I bought as much insurance as I needed to cover liability and for the car. 
4. If my kids break something or make a mess, it's up to me how to handle it. If my kid accidentally pokes a hole in the leather or throws up on the carpet, I can decide to fix it or not, or to replace at the dealer or at some cheapo place. If it's the nanny's car, even if I ask for estimates, I still have only one option: to write a check to cover the repair.
5. As in #4, if my nanny gets in a minor accident on the job, say someone dents the door, or she backs into a pole, I get to decide what to do about it in terms of fixing the damage or living with it. If it's her car, but not her fault (someone runs into her car door in the parking lot and drives off), it's on me to fix it.[/quote]

It's never on you to repair damage to nannies car she sustains from other people while on the job. If your kids cause it it is one thing, if she get hit and run at the zoo it's not on you, thats why she has her own insurance. [/quote]

I think it's a grey area. She would be within her rights to ask for reimbursement for the deductible since she was only there to do a job for you, and what if she doesn't have coverage on the car itself because she doesn't want to spend the money? This is what I mean about why it's easier to have her use your car.[/quote]

Yea and if you work an office job 9-5 and get in an accident on the way in to work one morning are you going to ask your boss to fix it since "I was only driving on the highway to come in to work for you, otherwise I would have stayed home."????

No. She knows the deal going in, she uses her car. If the kids damage the car that should be something you cover, if something else happens insurance covers it. If a huge branch falls on her car and totals it are you going to buy nanny a new car?[/quote]

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