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Reply to "Implications of not having purchased workers comp"
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[quote=Anonymous]Worker's comp is primarily to cover you in case of on the job injuries - for instance, nanny slips and falls on your property. You would be liable for all medical charges so workers comp covers those costs. It's insurance for employee injuries on the job - just like at your office. Your risk in not having purchased it thus far is only in the daily risk of her being injured - not for any retroactive premiums or penalties. You are not alone in this OP. It's easily fixed if you're worried, and it's also a risk many employers take.[/quote]
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