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Employer Issues
Reply to "Worker's Compensation - Does Anyone Offer This as a Rider?"
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[quote=Anonymous]Under Maryland law, we are required to carry worker's compensation insurance for our (part-time) nanny. Thus far, my home insurance company (Erie) has been setting me up with a separate worker's compensation policy (from another company) that I pay once per year in a lump sum. It costs between 700-800 per year in our case. I inquired with State Farm this year, and it sounds like we would have to write a separate policy with them, as well. I seem to recall an comment on this forum from a while back, about one of the major home insurance companies offering a rider. Does anyone know which company does it? I thought it was State Farm, but it seems their rider only covers household employees making under $1000/quarter. That is: occasionally babysitting. [/quote]
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