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Employer Issues
Reply to "Workers Compensation questions"
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[quote=Anonymous]Yes, it's for your home (so it covers any employees working there). Our homeowners' policy just had a rider available for it, but I believe most renters' policies have the same option. I can't remember the cost (will look it up if I remember later) but it was pretty minimal. The workers' comp is based in part on risk factors, though, and domestic employees are not high risk from the insurance perspective (as opposed to, say, getting a policy for a roofer!) FWIW, our base policy covers up to 20 hours a week without any rider needed--you only pay extra for hours past that. Worth checking what yours already includes.[/quote]
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