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Employer Issues
Reply to "Employers providing health insurance - anyone use Small Business Health Options Program (SHOP)?"
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[quote=Anonymous][quote=Anonymous]I'm not familiar w/ SHOP. But we do subsidize our nanny's healthcare, and we helped her find good coverage. But - I think healthcare is a personal thing and not necessarily something you need or want to be this involved in. Your nanny can find/select/purchase health insurance through the exchange and probably qualify for significant discounts based on income. You can then reimburse her for the cost of the monthly premiums. That reimbursement is not considered taxable income so you handle it separately from payroll. This lets your nanny remain in control of healthcare decisions, keeps you from getting overly involved, and allows you to offer the benefit.[/quote] This is what we have done for years. Write a separate check for the exact amount with a notation what it is for. We have her print out a monthly statement and keep a copy of her policy for our records in case we were audited.[/quote]
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