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Employer Issues
Reply to "Employers providing health insurance - anyone use Small Business Health Options Program (SHOP)?"
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[quote=Anonymous]I don't use that program. Our nanny found a plan she likes and I write a check directly to the insurance company for the premiums every month. The accounting firm we use for our "nanny taxes" told us that there is nothing to report and that me just paying the insurer directly is the simplest. Payment of health insurance premiums by an employer is excluded from income tax so she doesn't need to pay taxes on it. They also told me there is no tax advantage like a credit or deduction on my end. Now I wish they had told me about this option! I knew the program existed but I thought it didn't apply to household employers of one. If you do go this route, will you return just to let us know your experience? I'd be interested! [/quote]
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