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[quote=NisforNanny]I live and work in MA and have an individual health insurance plan through BCBS.  They did not ask me any questions about my income when I took out the policy.  My current employers pay for my insurance, but I paid for it when previous ones did not offer that benefit.  I had my policy on autopay from my bank account and when I switched jobs, we filled out paperwork for it to autopay from their account. A different previous employer (I've had this policy for several years) paid for a portion of my monthly premium, which they did via a separate, labeled check - I would do it that way if I had concerns about my employer not paying the premium on time.

If you are not seeking insurance with an income restriction, I don't see why you should have to disclose your income.  I would call a couple of different companies to get information about policies and quotes.  If asked, I would say that you're a nanny.  Lying on an insurance policy is a bad idea and the information should be confidential - i.e., not directly piped to the IRS.
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