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[quote=Anonymous]So first let me say that I really like my employers and my charge.  They have been nothing but kind, generous and understanding people to work for.  They pay me fair and on time, give me lots of trust and freedom, talk to me with respect and appreciate my insight and opinions.  I also love their DS who I have a lot of fun with every day. I'm very happy working for them and they have told me several times that they are very happy to have me as well :)

I've been working for them for about 4 months now.  When we first started the interview process I mentioned that I will be turning 26 and losing my health insurance that I receive through my parents.  I told them I was looking for an employer who would be willing to work with me when the time comes as well as an employer who would be willing to discuss switching to "on the books" after a year of employment. They said that hadn't done that with prior nannies, but would consider doing so.  I realize now, that I should have emphasized / been more clear about my expectations on these.  We also said that we would discuss vacation / sick days at 3 months.  We never really sat down and had a discussion like I expected.  However, I was told when I started that if I was ever sick that it's OK and to just let them know.  I never had to take a day off anyways.  With vaca, MB just asked me if there were any days I would like to take off this summer so I gave her some dates and all is fine there.

Now I'm about 3 months away from losing my health insurance coverage and it hasn't been brought up yet.  Having health insurance is a must for me so I have to find a way to talk with them about it.

How would you go about bringing up the topic?
How do you work out health insurance with your employers?  I was thinking of seeing if they could pay for 1/2 my premium?
Anyone know of any good health insurance companies / plans?  I've looked into Aetna and they seem affordable...

Any insight would be helpful, thanks so much!  :)

***Also, please don't give me a hard time about not getting a contract, I realize that's something I should have done.  Nannies aren't as common in the area I live in and I didn't know that having a contract is fairly standard until recently***[/quote]

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