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[quote=Anonymous][quote]She's not in California, unfortunately, and I know she can't afford private insurance for her family. I'm also almost certain the prospective employers can't afford to insure her and her children. [/quote]

This. It makes more sense for her to work for a daycare center that is part of larger company and offers insurance. The employee still pays insurance premiums (it isn't free) but the costs are less because the plan is negotiated by the employer. Private insurance for families and multiple kids is much more expensive than a policy for a young, single nanny with no pre-existing conditions. Employers that offer healthcare usually only offer a $100 or maybe $200 a month contribution toward a private plan. They don't take on the responsibility of insuring the nanny or nanny's family at whatever cost it may come.

Its a shame that there are not more affordable health care options for individuals not employed by large companies. Some nannies choose to work under the table so they can claim a lower income and stay on Medicaid for this reason. [/quote]

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